Regardless of a creditor or lender’s efforts to avoid running afoul of consumer protection law, nearly every creditor or lender becomes the defendant in a consumer collection lawsuit at some point in time. Adam has years of experience litigating cases under the Fair Debt Collection Practice Act (FDCPA), the Telephone Consumer Protection Act (TCPA), the Fair Credit Reporting Act (FCRA), and Florida’s Consumer Collection Practices Act (FCCPA). In many instances, especially for cases with small technical violations, we pursue an aggressive settlement strategy to keep litigation costs and fees to a minimum. However, when needed, we have the skills and resources to fully litigate bona fide error defenses, challenge status as a debt collector, and handle these matters on appeal.